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Getting The Hottest Deal On Auto Insurance
It's the average selling price for a car like yours, in your area, which means there were plenty of cars that sold for more - some even much more. Your mint car could be one of those. Of course, the reverse could also be true.

If a car had a head-on collision but the rear is virtually untouched, the car totaled insurance payout taxable is sliced cross-wise along the middle of the side doors. Basically, the broken front half of the car will be sent to the recyclers, while the rear half will be stored in a warehouse.

There is some good news if you carry comprehensive insurance on your car. Where homeowners have to purchase a separate rider to their insurance policy, car owners with a comprehensive policy are generally covered. The flood damage counts as property damage the same as if a tree fell on your car or a phantom accident occurs in your absence.



If you have to finance most of the value of your car purchase, you can probably figure you will have a higher total loan than the book value of your vehicle for some time. In this case, the extra policy will protect your investment in case you have a serious accident and your vehicle is declared a total loss.

If your car is stolen, the insurance situation is the same as in the case of an at-fault accident on your part: comprehensive insurance will cover the value of the vehicle, but not necessarily the value of the loan that you owe to the bank. You could be stuck paying thousands for a car that's long gone. Add that to the truly disheartening feeling of having your car stolen, and that makes for a really rough time.

car totaled The honest to goodness truth, I had already thrown in the towel. The only thing that was going through my mind at this point in time was how many shifts could I pick up at work to make me forget about my almost vacation. But, how was I going to get to work? I could not allow myself to think about that.

You should also realize what happens to vehicles that are "totaled". Too often we assume that these are the cars and trucks we see piled high in your local junkyard. This isn't always the case. Sometimes can you keep a totaled car in florida totaled vehicles are sold off at salvage auctions. The buyers either use them for spare parts, or in some cases have them reconstructed. A totaled vehicle can be rebuilt and even driven, but it is the last car in the world you would want to buy.

If you're still new to the game of shopping for insurance you probably don't remember what people did before they were able to shop for car insurance quotes online. Let me put it to you this way. It was slow, it was painful, and by the time you were done calling every insurance agent in the neighborhood and running up your phone bill while you negotiated (assuming they didn't have a 1-800 number) the extra value you got by shopping around didn't always justify the extra time and expense you put in.

Collision insurance for your own car is a useless thing too. It might be a little difficult to fathom why this is useless. After all, you do want to be covered for the cost of the repairs if your car is totaled, don't you? Well, you certainly do - and you do have it already. Every car loan comes with car insurance included in the deal. If you take out separate collision insurance, you're doubling things - a great way to spend too much if ever there was one.